According to data from the USDA as of November 2018, the average family of 4 will spend somewhere around $800-900 per month on food, assuming average shopping habits. That’s nearly $10,000 per year!
Our grocery shopping has been only a few hundred each month, at least half that average cost. Imagine what you’d do with an extra $5,000 per year to put toward other things!
One of the easiest ways to save money grocery shopping is by meal planning. The only problem is coming up with different meals week after week is time-consuming and difficult.
Luckily $5 meal plan takes all the stress out of meal planning by sending you recipes and shopping lists straight to your email!
Are you ready to get your grocery budget back in order? Let’s check out my money-saving tips!
How to Save Money on Groceries and Still Eat Healthily
I’m sure you’re wondering what sacrifices in your health you might need to make to save money grocery shopping.
Believe it or not, it is a lot easier than you’d think to save money and still start eating healthy and cheaply.
As you’ll see on this list of tricks, little things like making your own breaded chicken pieces will be cheaper (and hardly less time-consuming) than buying pre-breaded tenders from the frozen section.
Because you’d be making them with fewer and more raw ingredients, you’re removing some processed foods from your diet, which we all know is good for you!
Some of our other tricks are specifically aimed at helping you get high-quality fresh produce with your cost-effective food shopping.
How to Save Money on Groceries and Household Items
1. Make a Grocery List
If you’re headed to the grocery store, make sure you make out a list. You can use my grocery list template to start!
Then stick to it! You created the list in the first place for things that you NEED and if you only get those, you’re more likely to save money.
Follow your grocery list unless it is a deal that you can’t pass up or if you have a coupon expiring for something you need.
2. Don’t Go Hangry!
Buying groceries on a full stomach is a big help to only buy what we need and avoid impulse purchases. Not only do I stick to my list better because I am so full, but I also get the extra benefit of working off my meal. No more junk food impulse purchases! #Savvy
3. Grocery Shop Weekly
This tip varies depending on your household and circumstances. For me, it is easier to meal plan for one week rather than two. After I pick out my meals, I make my shopping list. Using weekly ads to save on your weekly grocery bill is also a benefit to making your plan by knowing what is on sale.
4. Shop Your Pantry First
You’re saving money by not even spending any in the first place! If you take the time to do a quick inventory of your pantry on a regular basis, you’ll probably be surprised by the meals you can come up with for your weekly meal plan without even needing to leave the house!
While you’re checking your fridge and pantry inventories, make sure to check that you’re storing your food properly to avoid food waste! This is a great frugal living tip that can help you save hundreds.
5. Meal Plan Based On Sale Prices, Not What You Want
This is another one that should go without saying, but if you have to buy groceries (because your pantry really is out of stock), buying a given item when it’s on sale is guaranteed to save you money.
What this means for your meal plan is that instead of planning to make, for example, steak this week just because you want some, you’ll wait to put it on the menu until you can get it at a killer sale price. Just be sure to compare prices as much as you can!
6. Bulk Shop When It’s Smart (Wholesale Club)
Many people have a wholesale club membership but wonder how to save money on groceries at Costco, Sam’s Club, Trader Joe’s, and similar warehouse stores. These memberships have their pros and cons.
If you shop at wholesale clubs frequently, then your membership is worth it. If you pay for a wholesale club membership and go once a year, it’s most likely a waste of money.
I get coupons all the time for a 90-day pass for a local wholesale store. Using this pass is better for us with how much we would end up going if we had a membership. Be smart with what you buy in bulk. If you go through paper towels or toilet paper quickly in your house, buying it in bulk from a wholesale club will save you money in the long run.
7. Buy Club/Family Size Items To Portion At Home
Most grocery stores offer items like meat and dairy products in sizes that will be enough for one recipe but also in sizes that would feed a small army in one sitting. These giant “club” or “family size” packs are the ones that will have the best unit price. If it fits within your budget for that week, buy the larger pack and split it up at home.
A good example of this is ground beef – our local grocery stores sell it in a 1-2lb tray or a roughly 6lb tray. No one needs that much beef for one meal! We cut the tray into 3-6 portions and put them in the freezer for later.
8. Have (And Learn To Love) A Freezer
Whether you put your small refrigerator freezer compartment to work for something besides ice cream or you’ve got a large deep freezer in your garage or basement, making use of a freezer is a great way to stretch your grocery dollars.
Like with the club pack example above, it’s a great way to take advantage of deals that wouldn’t be practical to purchase otherwise. You can freeze everything from meat to dairy products to fresh fruits and veggies!
MyFreezEasy makes our lives so much easier by sending us healthy, ready-to-eat meals for the entire family. The best part is their food prices are GREAT.
9. Put More Meatless Meals Into Your Plan
If you’ve done really any grocery shopping in your life, you probably know that meat is just about the highest unit price of any non-processed food you’ll be buying.
Finding ways to either replace meats in a dish with things like beans and other produce or simply learn to do it without them in certain dishes is a great way to save money each month!
10. Buy “Sale” Meats
While some grocery stores use a “Manager’s Special” sticker to simply indicate the meat cut that’s on sale this week, others use it to indicate a package of meat that’s within a few days of its sell-by date.
Don’t be afraid to ask the employees in the meat department/butcher shop about sell-by deals. We once learned from a butcher at our local grocery store that when they approached a certain date at the end of the month, they’d start marking down meat prices to get it sold and avoid throwing it out.
There’s nothing wrong with this meat, so either use it up before the date on the package, or it can be frozen to use later!
11. Ignore Sale Prices
I know this sounds really counterintuitive, but bear with me. If a grocery store offers an item 10 for $10, how many are you going to buy? Most of us fall for buying 10 items to get that dollar-per-item price.
Check your sales flier more closely and start comparing prices. Many stores offer these in a “mix-and-match” way, which means that if, for example, cucumbers are 10 for $10 and bags of baby carrots are also 10 for $10, you can buy 5 cucumbers and 5 bags of carrots for $10, without needing to overstock and overspend on more produce than you needed!
Along with this, while a 10 for $10 sale makes $1 per item a pretty good deal in most cases, you might find it’s only maybe $0.50 more to just buy one of the items and walk out of the store. Sure, the unit price is better with the sale pricing, but you might be spending $8+ more than you needed to. If it was an item, you really didn’t need 10 off!
12. Be Willing To Make Multiple Stops
While there are definitely some grocery stores that really do offer the best price on just about everything, that probably won’t always be the case since your grocery store list likely changes a little each week. Do a little math to see if it’s worth the drive to another grocery store for a few more items rather than saving yourself the extra stop.
13. Don’t Bring Others…..Especially Hungry Husbands
This is a HUGE money saver in our household! I do not bring Kelan grocery shopping with me anymore. He instantly makes our grocery bill skyrocket up by $25-$50 when he goes shopping with me.
When I went shopping with my mom, I just put items in the cart. Heck, I was not paying for them! My poor mom must have spent a fortune by bringing us kids with her.
Not to mention that bringing kids on an empty stomach makes making those multiple stops for extra savings even more of a chore!
14. Shop “In-Season” Only
Have you ever stopped to learn what the “in-season” produce is at any given time of the year? We live in a world where we can just walk into a grocery store and buy practically anything we can think of, regardless of what day it is.
But it’s worth knowing that apples are cheapest in the fall, and citrus tends to be much cheaper in the cold winter months (ever hear the phrase “Christmas oranges?” Now you know why).
15. Visit Your Local Farmers Market
Buying produce straight from the farmer’s market is beneficial not just for economic reasons but for health reasons, too.
Smaller farmers that you’ll meet at the whole foods market tend to offer organic produce for much cheaper than grocery prices, and you’ll also get the health benefit of locally sourced foods (shorter transport distance means fewer carbon emissions, local produce means local pollen so your allergies might even improve).
16. Skip Pre-Cut/Pre-Washed Produce
If you do buy your produce from a grocery store, nowadays, it seems like just about everything comes in “whole” or “sliced/washed/cleaned and cut” form. You’ll often find yourself paying nearly twice the per pound price, making it a convenience charge that really isn’t worth it!
17. Avoid Convenience Foods
By this, I don’t just mean the hot, prepared foods that many grocery stores offer. What I mean by this is buying a block of cheese and grating it instead of buying pre-shredded cheese.
Or buying chicken breast and putting your own breading on it instead of buying pre-breaded chicken pieces. Or choose the pudding mix over the ready-to-eat pudding cups.
Similar to pre-washed and pre-cut produce, you’ll spend a lot of extra money for someone else to do simple work that you honestly can do so easily yourself (for free)!
18. Buy Single Seasonings, Not Mixes
There are admittedly a number of great pre-mixed seasonings on the shelves these days. Not only are you paying more for someone to combine the single seasonings for you, but you’re also potentially limiting yourself to what it can be used for.
You’re much better off buying a few single jars of staple seasonings (salt, pepper, parsley, oregano, etc) and mixing/using them as needed instead.
19. Grow Your Own Foods
By something as simple as having a few container garden plants or even starting a small square-foot garden in your backyard, you can eliminate a large portion of your grocery spending each month during the growing season! Not to mention if you’ve got the room for a larger garden, you’ll be able to grow extra to store for the off-season, stretching your summer savings even further.
20. Use Coupons
Earlier, we talked about how coupons aren’t necessarily a reliable way to save money on groceries. So why is it listed here?
Even if it takes a while between coupon dates if you do HAVE to buy something that is a brand name, for whatever reason, try your best to hold off on buying until you have a coupon. If you force yourself to wait until you can basically create your own sale, those few dollars off here and there can quickly add up over time!
21. Skip Brand Names – Buy Generic
Here’s a little secret: even by using coupons, brand-name items are often STILL more expensive than their generic or store-brand counterparts.
True, you might be an extreme couponer and know how to get your coupon used up to the point where the stores owe you money at checkout. But the rest of us don’t have the kind of time in our lives necessary to buy multiple newspapers or scour multiple sources for coupons and super sales.
Here’s another little secret: using a cashback app like Ibotta is the best way to basically make your own coupons! While they often require store brand name purchases, more and more, they’re offering cashback on any store brand items, including most store brands. If you aren’t using this simple app, you’re throwing money away!
22. Don’t Forget Rain Checks
I used to hate having to stand there and wait for my mom to get her rainchecks when I went on grocery shopping trips. But now that I have a monthly budget of my own, I totally understand!
Unless it is specifically stated that an item won’t offer rain checks, it doesn’t hurt to ask for one. How many times have you gone to buy an on-sale item at an amazing price, but the shelves are cleaned out before you could get there? Getting a rain check extends your own private little sale for the next time that item is back in stock.
23. Prioritize Shopping At Stores With Loyalty Programs
Not all stores offer their shoppers loyalty programs or rewards for shopping with them; it’s worth checking into what your preferred store(s) offers (or switching to a store that does offer some).
Whether this means you’ll buy groceries during a sale at Target to get an everyday 5% off with your Target credit card or whether you’ll get rewards points on each purchase to work up to a certain cash reward threshold, these are the stores where you should focus your shopping list.
If you can buy basically identical items for the exact same price, why wouldn’t you buy them from the store that gives you some sort of “thank you” for choosing them over their competitors? Compare prices, and you might be shocked at what kind of deals you can find.
24. Only Shop On An Inventory System
If you’ve got any knowledge of the manufacturing industry, you’ll know it’s a very common practice to manage inventory on a “FIFO” system – First In, First Out. You can apply this same practice to your home grocery inventory, by only using the oldest products first (to avoid wasting anything), and only adding something to the shopping list when you have or you’re about to run out.
25. Add Meal Prep Time To Your Routine
Meal planning is the first step, but it does you no good at saving money on groceries if you never do anything with the food you buy.
Make time to either prep dinners or budget-friendly lunches in one sitting. Meal prep helps to ensure you’re not forgetting any of your ingredients until they spoil and end up in the trash.
26. Don’t Eat Out At Restaurants
And don’t order take-out, either. You’re not only adding a tip for the waiter onto the cost of your meal, but you’re paying someone else to cook it for you. Have you ever thought about your meals in terms of “people cost” before?
Sure, every so often for a special occasion, we enjoy a night of not having to wash dishes, but for the most part I’d rather not pay someone to do something I’m perfectly capable of! If you include restaurant spending in your overall “monthly food budget,” you’ll save a huge amount of cash if you start cooking more.
27. Don’t Be Afraid To Say No
You’re probably assuming that by this, I mean saying no when friends or family invite you to a restaurant with them.
While that’s definitely a learned skill for some people to be able to do, in this case, I actually meant being able to say no while you’re at the grocery store.
If you’re strict about sticking to your weekly grocery budget amount, you might occasionally find yourself slightly over budget once you get to the checkout line.
When the cashier rings everything up, and it’s over your budget limit, you have to learn how to ask them to remove one or two items if needed to get your total back within range. For some reason, this is something most people feel embarrassed to do!
28. Shop Only With Cash
It goes without saying that swiping a credit card is a lot easier than handing over cold hard cash. Call it efficiency or call it psychology, either way, $100 on groceries “hurts” more when you hand over the cold hard cash you had to earn than when you wave a little plastic thing around.
Your best way to stay on budget and shop with cash is to use the envelope system, made popular by Dave Ramsey. Using cash, split your monthly grocery budget into 4 equal amounts, then put it into an envelope for each week. When you go to the store, you’ll have no choice but to buy no more than what you’ve got the cash for.
29. Use Store Pickup or Grocery Delivery Services
If you really still struggle with restraint and can’t stick to your list well enough, you’ll definitely want to consider using either store pickup or a grocery delivery service. Either option means that someone else is doing the shopping, so you’ll never set foot inside the grocery store. You can’t put extra in your cart if you’re not even there!
If you haven’t used a grocery delivery service before, you’ll definitely want to check out Instacart. You just shop for your groceries online through their website or app as if you were making an online purchase, checking out, and awaiting your grocery delivery. We started using it more once we had a baby in the house, and it’s been amazing!
Just make sure you choose a store that doesn’t mark up their food prices through Instacart, or you’ll undo most of your savings!
30. Use a Cashback App
One way to cut grocery trip spending is to pay yourself back with a cashback app like Ibotta. In just our first couple of months of using it, we earned over $100 cashback! It’s a way to get discounts without sales or physical coupons.
How it works:
- Ibotta basically pays you for the items you are already purchasing.
- Search the app for items you plan on purchasing at the store.
- Add them to your rebates.
- Take your receipt from your latest purchase and scan it into your app.
- Ibotta will check that the two match and place the cashback in your account.
You can sign up today and earn $10 cashback.
How simple are these 30 ways to cut your grocery spending? How many are you already doing? They are simple enough to start implementing right away.
In one month, just 30 days, you could see a significant decrease in your grocery budget. Freeing up money to put towards your debt, start an emergency fund, or even go on vacation. Start saving money today!