We are freaking out over here! The Debt Payoff Planner has arrived!
Over the last several months we have been hard at work at making the most complete, useful, and valuable debt planner on the market.
This debt planner was created with the tools, tips, and financial organization we used to pay off $25,000 in student loan debt in just 5 months!
If you feel mentally strained and filled with anxiety about paying off your debt, this is the tool you need in your toolbox.
What is The Debt Payoff Planner?
The debt payoff planner is an excellent tool for you to use to get yourself organized to stop living in debt.
It’s a printable and digital planner than you can mix and match pages to make the perfect planner that works for you.
You can head over to our shop to check out our Debt Payoff Planner now.
Benefits of The Debt Payoff Planner?
Debt planners are a great way to organize your finances and get control of your life. Our debt planner will help you get an overview of your debt, create a debt plan, build an emergency fund, and get it paid off!
From the snowball method to the debt avalanche method, we will guide you on which decision is best for your debt!
Life is far too short to be stressed about money all the time. Let The Debt Planner help you find your freedom!
What Supplies Do I Need Other Than Buying The Debt Payoff Planner?
Not much just a simple 1-inch binder from Amazon will do the trick. It never hurts to have some colorful markers and pens either.
What is Included in The Debt Payoff Planner?
All of the following pages are included in the planner. Along with lifetime updates to anything we make changes to or add in the future.
- Cover Page
- Bible Verses
- Motivational Quotes
- What’s Your Why?
- $1,000 Emergency Fund
- Snowball vs. Avalanche
- Month in Review
- Debt Overview
- Debt Payoff Plan
- Debt Payment Tracker
- Debt Progress
- Debt Thermometer
- Debt Snowball Calendar
- Debt Snowball Tracker
- Debt Payoff Tracker
- Spending Habits
- Where Can I Save?
- Side Hustle Tracker
- Instructions Pages x3
Free Debt Payoff Tracker Printable
If you want to give our debt payment tracker a try, feel to head over to our shop now and download it. It is a single page from our debt planner to give you an idea of exactly what you will get.
But we highly recommend you purchase the entire debt planner to give yourself all the tools you need to start organizing your money correctly and reach your financial goals.
How to Make The Debt Payoff Planner?
Simply go through all of the pages included in the planner and write down the pages you want to use.
Head over to your printer and print out the pages you feel will help the most in starting to tackle your debt.
We suggest printing out the entire planner and going through every page to start.
We purposely created it so each and every page is valuable and meets a need in organizing your finances.
If you happen to find a page that does not work for your situation just remove it from your planner.
How Do You Use a Debt Payoff Planner?
Once you purchase the debt planner you will get instructions on how to download it.
After you download it, you can turn to page three and read the entire set of instructions on how to use The Debt Payoff Planner.
Here they are for reference and to understand exactly what you will be getting.
1. Cover Page
Print the cover page and place it in the front pocket of your planner.
2. Table of Contents
Use this page as a reference for where to locate specific pages.
3. A Note From The Savvy Couple
An encouragement note from us as a thank you for purchasing our product and know you CAN tackle your debt!
4-6. Instructions For Use
Use these instructions to assist you with pages throughout the planner.
7. What’s Your Why?
Friend, please take the time to answer these five questions. Reflect on the purpose, meaning, emotions behind paying off your debt. Take your time with this page.
8. Motivational Quote
Use this page as a motivational quote to get you started. Take some time to color in the bubble letters as you become stressed. Coloring is a great stress reliever and still has you focused on your debt in a positive light.
9. Bible Verses
Read over these Bible verses and pray about your debt. Refer back to these to find God’s strength through this process.
10. $1,000 Emergency Fund
It is a must to have a $1,000 emergency fund saved up as you are working to pay off debt. Life happens you want to be prepared. Cross out or color in the squares as you work on building up that stash.
11. Snowball vs. Avalanche
What debt payoff method works best for you? Are you looking to pay off all your high-interest rate debt off first or start with your smallest amount of debt and work up? Check out this link for more information.
12. Debt Overview
Get a birds-eye view on your debt. Write down the interest rate, the creditor, what the minimum monthly payment is, the total credit limit, and what your current balance is.
13. Debt Payoff Plan
Rank your debt in the order you want to pay it off. Will you be focusing on the snowball or avalanche method?
14. Debt Payment Tracker
Print out as many of Debt Payment Trackers as you need to match the number of creditors you have. Begin to fill in the top of the page with the information for each creditor. Track the loan and payments as you go through each month of the year.
15. Debt Progress
Another tool to monitor the progress of your debt. Simple and easy way to track your debt payoff progress.
16. Debt Thermometer
Use this page as a motivational tool as you get closer and closer to being debt-free. Print it off and leave it in a place that it will motivate you (on the fridge or the back of the binder). Set the side increments based on your total debt. Color in the thermometer as you pay off your debt. It would be a great idea to frame this page when you become debt-free!
17. Debt Snowball Calendar
For two different accounts. Use to track your payments throughout the year.
18. Debt Snowball Tracker
Another method used to track your payments using the snowball method.
19. Debt Payoff Tracker
Another debt payoff tracker that allows you to check off paid in the last row as you are crushing your payments. Goal payment motivates you to pay more than the minimum payment.
20. Spending Habits
Debt is hard to pay off without tracking your current spending habits. You want to get to the root of the spending problem. Use the habit tracker to watch where you are spending more than you should.
21. Where Can I Save?
List your current bills, how much they cost a month and write yes or no if they can be lowered or not. Record down any notes and aim to get your bills as small as possible with your monthly payments.
22. Side Hustle Tracker
We believe in earning additional income to help you pay off your debt much faster. We encourage you to start a side hustle that you enjoy that can bring in additional income to help pay off your debt. This is exceptionally important for one income or income that varies from month to month.
23. Month in Review
Print these out after each month to reflect on your progress toward debt freedom.
Make additional copies of this page as you see fit to take notes throughout your debt-free journey.
Is it in Digital and Printable Format?
Of course! Some people like to print the planner out and use pen and paper while others like to keep it digital and fill it out on their computer.
No worries we have you covered either way!
Where Can I Get a Copy of The Debt Payoff Planner?
Head over to The Savvy Mama Shop and add it to your cart. You will get instructions on how to download The Debt Planner and you will be well on your way.